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Figures from insurers Zurich have revealed the cost of keeping the nation's cars running on the road has risen to 1 billion per year.

Internet Business Opportunity (AXcess News) Washington - A survey assessing the impact of rising healthcare costs on the smallest segment of the U.S. business population was released today by the National Association for the Self-Employed (NASE) that showed that 62% of micro-business owners cited cost as the greatest barrier to obtaining insurance coverage for their employees.

acquired and health care–related infections are an increasing threat to patient safety and health in the United States (Weinstein RA 1991; Weinstein RA 1998). In the United States, infections encountered in the hospital or a health care facility affect more than 2 million patients, cost $4.5 billion, and contribute to 88, 000 deaths in hospitals annually (Malone DL et al 2002; Tasota FJ et al 1998).

Free Money NASE said thatmicro-businesses are often cited as the drivers of America's economic engine, creating well over a third of all new jobs.

77% of voters from the Royal Mail's Communication Workers Union (CWU) are in support of a national postal workers' strike. 2006 UK SMEs fear extreme weather A recent survey suggests that many UK employers pay more attention to the the weather forecast than they do to the business reports. The directors of small and medium sized enterprises (SMEs) are more worried about the effects on their businesses of freak environmental disasters, than they are by the threat of competition or poor management, AXA's Risk Monitor survey has revealed.

Work At Home Business The data collected in the NASE survey were segmented to explore key differences among respondents, including number of employees and total 2004 gross sales, both critical factors in determining the impact of rising health care costs on a business.

Obesity rates in Europe are rising fast, so " care costs may well follow [there], " Katz said. "Without a doubt, the high costs of health care are best reduced by the propagation of health. Defining how best to get there from here is as yet a challenge inadequately met."

Free Online Affiliate Program The NASE survey, unsurpassed in its segmentation of businesses with 10 or fewer employees, provides unique insight into the health care challenges and preferences facing micro-business owners based on size, annual sales, gender and region.

Auction Coin Money Paper "Every day, this group struggles with the increasing costs of health coverage for themselves, their families, and their employees," said Robert Hughes, president of the NASE. "This survey shows just how serious the problem is for micro-business owners and their employees, the lengths they must go to acquire coverage, and how great the need for realistic solutions to the growing health care crisis."

Franchise Business Opportunity A majority of survey respondents (51.1%) say they do not currently offer, nor plan to offer, a health insurance plan through their business for themselves or their employees. The smallest companies are most impacted, with only 13.8% of companies that grossed less than $50,000 annually offering health insurance compared to 70% among those grossing more than $500,000 yearly. According to respondents, cost continues to be the most important factor, Hughes said.

Best Free Online Affiliate Nearly 62% cite cost as the single most significant barrier to offering health care to employees andseven out of 10 (68.9%) companies grossing between $50,000 and $99,999 annually currently do not offer health insurance through their business for their employees or themselves.

Blogging Money Thebillivard Over 85% of the survey respondents stated that their health insurance premiums had increased in the past 12 months, with a median premium increase of 17.3%.

Best Home Based Business The survey also found that small businesses with the least end up paying the most in terms of health insurance costs. Micro-businesses grossing less than $50,000 annually spent a median of 18.7% of their gross 2004 sales on health insurance, compared to a median of only 2.3% spent annually by companies generating more than $500,000 annually. Business owners with 10 or fewer employees spent nearly four percent of their total annual revenue on health insurance in 2004.

Affiliate Marketing Program The NASE survey offered some interesting insight into one of the most frequently mentioned solutions to rising health care costs - the new health savings account or HSAs. Available since January 2004, HSAs combine a high deductible health insurance policy with a tax-free savings account. Individuals can deposit money tax-free into the account up to a certain amount per year. Employers can also contribute money tax free into the health savings account on behalf of their employees.

Money Site Thebillivard Com According to the NASE study, overall awareness and appeal of HSAs is high across all segments, although most don't take advantage of this option. More than 82% of respondents acknowledged having heard of HSAs, yet only 5.9% said they have established an HSA account. Nearly 65% of those who are presently uninsured expressed high interest in establishing an HSA versus 55.8% of those with an existing health care policy in place.

Online Business Opportunity Readers interested in obtaining a complete copy of the survey can contact either Katy Dyer at 202-466-2100, kdyer@nase.org, or John Stauffer at 202-223-4933, jstauffer@stantoncomm.com

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